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Summary
Like Your Health Insurance? Maybe You Shouldn't.
Category
Other
Subcategory
Health Care Reform
New
Health
Idea
" ... A recent New York Times poll found that 59 percent of Americans do not think that health-care reform will benefit them personally; 69 percent are concerned that reform could harm the quality of their own care and 68 percent are concerned that it could limit their access to treatment.
This is deeply misleading, for two reasons. First, what does it mean to say that you are satisfied with your health insurance? Consider homeowner's insurance. Until you need it -- your house burns down -- you have no way of judging its quality. The same goes for health coverage; until you have a serious illness, the kind where your plan's limits and exclusions may kick in, how do you know if your health coverage is any good?
... Health-care reform comes in several different flavors these days, but the basic minimum is that it allows all people to buy health insurance regardless of medical history, and it provides subsidies to help poor and middle-income families buy health insurance. That means that if you get sick and lose your job, you will still be able to get health care. That is something that everyone should be in favor of -- because everyone can get sick and lose his or her job.
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Author
Editor
Date
8/11/2009
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